1. Total Loss Appraisal
Price: $475
When your vehicle is totaled, the insurance company puts a number on it — and that number is almost always lower than it should be. Our Total Loss Appraisal service determines and confirms the true value of your vehicle compared to the insurance company’s offer, so you know exactly what you’re owed before you sign anything.
What’s Included
- Thorough Review – We meticulously review and assess the insurance company’s total loss evaluation to make sure it’s accurate and fair.
- Comprehensive Report – A detailed, market-based evaluation report you can use in negotiations or in your claim file.
- Comparable Vehicle Verification – We contact dealers directly to confirm the price and availability of comparable vehicles in your area.
- Appraisal Clause Support – If needed, we handle communication with the insurance company’s appraiser and help select an umpire to resolve disputes.
What We’ll Need From You
- Completed Total Loss Intake form
- Photos of your vehicle
- A copy of the insurance company’s appraisal
- Invoices for any aftermarket parts or recent maintenance
2. Loss of Use
Price: $250
While your vehicle is out of commission, you shouldn’t be stuck covering a rental out of pocket. Our Loss of Use service helps you build and support a claim for the cost of a comparable rental vehicle for every day you were without your car.
What’s Included
- Claim Documentation – We help calculate the loss of use period based on your accident and repair timeline.
- Rental Rate Research – We verify fair rental rates for a comparable vehicle in your area.
- Insurance Negotiation Backup – A clear, defensible report you can hand directly to the insurance company.
What We’ll Need From You
- Accident date and repair completion date
- Rental car invoices (if applicable)
- Insurance company and claim information
- Coverage and deductible details
3. Right to Appraisal for Repair Estimate
Price: $650
When your insurance company’s estimate doesn’t match what it actually takes to repair your vehicle correctly, most policies give you the right to invoke the appraisal clause. Our Right to Appraisal service puts an independent, expert estimate behind your claim so the gap between “what they offered” and “what it costs” gets closed.
What’s Included
- Independent Repair Estimate – A professional, line-by-line estimate based on your body shop’s actual repair plan.
- Appraisal Clause Guidance – We walk you through invoking your right to appraisal and represent your interests through the process.
- Umpire Coordination – If the two appraisals disagree, we help select a neutral umpire for a final, binding decision.
What We’ll Need From You
- Body shop repair plan and photos
- Final insurance company estimate
- Insurance company name, claim number, and adjuster contact info
- Deductible amount
4. Commercial Truck Total Loss Appraisal
Price: $650
Commercial trucks don’t get valued the same way as passenger cars — and insurance companies count on you not knowing the difference. Our Commercial Truck Total Loss Appraisal delivers accurate, industry-specific evaluations so you receive fair compensation after an accident.
Why Choose Us
- Expert Evaluations – Certified appraisers with deep experience in the commercial trucking industry.
- Detailed Reports – Clear, comprehensive documentation of your truck’s condition and pre-accident value.
- Advanced Standards – Evaluations built on current appraisal tools and industry standards.
- Nationwide Service – Our appraiser network can serve you promptly, wherever your truck is located.
What We’ll Need From You
- Completed Total Loss Intake form
- Photos of your vehicle
- Insurance company appraisal
- Invoices for aftermarket parts or maintenance
5. Exotic Car Total Loss Appraisal
Price: $750
Exotic and luxury vehicles need a valuation that actually understands them. Our Exotic Car Total Loss Appraisal provides an accurate, comprehensive valuation of your vehicle, giving you the detailed information you need for your insurance claim, resale, or your own peace of mind.
What’s Included
- Precise Valuation – A true assessment of your exotic car’s current market value.
- Detailed Report – In-depth analysis of specifications, mileage, and condition.
- Wholesale Value Research – A clear picture of where your vehicle stands in the market.
- Professional Expertise – Evaluations from certified appraisers experienced with high-end vehicles.
- Quick Turnaround – Prompt report delivery so you’re not left waiting.
- Confidentiality – Your information and vehicle details are always kept private.
What We’ll Need From You
- Completed intake form
- Final insurance estimate
- Photos of the damage or repaired area
- Previous loss repair estimates (if applicable)
6. Recreational Vehicle Total Loss Appraisal
Price: $650
RVs come with unique features, mileage, and rarity that a standard insurance adjuster often overlooks. Our Recreational Vehicle Total Loss Appraisal gives you a meticulous assessment of your RV’s true market value, so you’re not shortchanged on your claim.
What’s Included
- Precise Valuation – A thorough evaluation that accounts for your RV’s unique features, condition, and rarity.
- Detailed Report – In-depth analysis of specifications, mileage, condition, and market comparisons.
- Market Analysis – Comparable sales research to support your claim.
- Insurance Support – Documentation built to hold up in insurance negotiations.
- Confidentiality – Your information stays private throughout the process.
What We’ll Need From You
- Completed intake form
- Final insurance estimate
- Photos of damage or repairs
- Previous loss information (if applicable)
7. Gap Insurance Appraisal
Price: $475
If your total loss settlement doesn’t cover what you still owe on your loan or lease, gap insurance is supposed to make up the difference — but only if the appraised value holds up. Our Gap Insurance Appraisal gives you an independent, defensible valuation to support your gap claim.
What’s Included
- Independent Valuation – A fair, market-based appraisal separate from the insurance company’s number.
- Claim-Ready Documentation – A report built specifically to support your gap insurance claim.
- Direct Communication – We handle back-and-forth with your gap provider when needed.
What We’ll Need From You
- Completed intake form
- Final total loss settlement documentation
- Loan or lease payoff statement
- Insurance company and claim information
8. Money Back Guarantee
Our Money-Back Guarantee
We stand behind our work. If your final, verified settlement on your appraisal claim ends up being less than the fee you paid us, we’ll refund it.
To Qualify, You Must:
- Be the titled owner of the vehicle (leased vehicles are not eligible)
- Follow all instructions and recommendations we provide throughout your claim
- Provide proof of your final claim outcome
- Pursue your claim through to completion, including legal action if we recommend it
When the Guarantee Doesn’t Apply:
- Your insurance policy limits were insufficient to cover the claim
- Your insurance company reimbursed our appraisal fee
- You signed a release or settlement agreement without our involvement
- Your vehicle had undisclosed prior accident history
- You didn’t follow our instructions
- You declined recommended legal action
- The claim outcome was affected by factors outside our appraisal
Have questions about whether your claim qualifies? Give us a call — we offer free phone consultations before you ever pay a dime.